About Us

SME Finance satisfies clearly identified market need in a defined segment of the leasing market in Ireland: providing leasing for smaller ticket assets (€1,000 – €25,000), thus facilitating the capital expenditure requirements of Small to Medium Enterprises (SMEs)

SME Finance provide our services to suppliers of capital goods (vendors) and offer a streamlined and highly automated application process that will significantly reduce their cost of achieving sales whilst maintaining a sound credit risk assessment process.

SME Finance does not offer Lease services directly to lessees. We primarily provide finance through a nationwide network of independent equipment vendors, sales organisations and other dealer-based origination networks. 

While SME Finance has initially focussed on a number of key market segments and key customers, we remain flexible and will expand the areas of our service over time.

There is a clear and unmet need for the provision of finance to SMEs in Ireland:

  • SME Finance & Leasing Solutions Limited caters exclusively to SMEs, the underserviced portion of the market which has been impacted greatest by the exit of a number of providers of credit, clearing a space for a specialist new entrant
  • The SME market represents c. 99% of Irish enterprises, 
  • The Company’s founders have a combined 60 years of experience with asset finance, Irish SMEs and growing start-up businesses
  • SME Finance offers a streamlined approval process, facilitated by smaller advance amounts, highly automated processes and clear credit-checking procedures